Response Codes

The AuricVault® standardizes payment processor response codes. Not all processors return all response codes.

AVS Response Codes

The AuricVault® service returns either three-character or one-character AVS response codes. If you are checking response codes you should check for both of them.

The three-digit response is the more “modern” response code and will eventually be migrated to all existing payment processors.

The three-character standardized response codes provide both general and detailed information. You can check just the leading character to see if the AVS data match fully (M), partially (P), not at all (N), or an returned an error (E). The U code indicates an unexpected AVS response code from the payment processor.

Standardized Three-Character AVS Responses

You can make general decisions based on the first-character of the three-character AVS response:

  • “M”: Exact match of address and postal code.

  • “P”: Partial match, either the postal code or the address did not match.

  • “N”: Neither address nor postal code matched.

  • “W”: AVS not available for some reason.

  • “E”: An error occurred.

  • “U”: The service returned an unrecognized response code.

The Code column in the following table contains the standard code returned by the Payments Passthrough option.

Values for the Name, Addr (address), and Postal (ZIP) code columns are:

  • Blank: Not checked

  • OK: Matched

  • NM: Not matched

Code

Name

Addr

Postal Code

Notes

M00

OK

OK

5-Digit ZIP

M01

OK

OK

9-Digit ZIP

M02

OK

OK

International

M03

OK

OK

OK

Only American Express

M04

OK

OK

NM

Only American Express

M98

AVS not performed, international

M99

AVS not requested

N00

NM

NM

Neither address nor postal code match

P00

NM

OK

5-Digit ZIP only

P01

NM

OK

9-Digit ZIP only

P02

OK

NM

US/Domestic street-only matches

P03

OK

NM

International street-only matches

P04

OK

Address match not attempted

P05

NM

OK

OK

Only American Express

P06

OK

NM

NM

Only American Express

P07

OK

NM

OK

Only American Express

P08

OK

OK

NM

Only American Express

W00

Issuer does not support AVS

W01

International AVS not available

W02

Issuer unavailable, retry

W03

AVS system not available, retry

W04

Address unavailable

W05

AVS not performed

W06

Address format incorrect

E01

General error

U99

Unrecognized response code

Legacy One-Character AVS Responses

0

APPROVED

A

ADDRESS MATCH

B

STREET MATCH – NOT POSTAL CODE

E

ERROR INELIGIBLE

N

NO MATCH

R

RETRY

S

SERVICE. UNAVAILABLE

U

VERSION. UNAVAILABLE

W

ZIP MATCH

X

EXACT MATCH

Y

EXACT MATCH

Z

ZIP MATCH

Standardized CVV Responses

M

Match

N

No Match

P

Not Processed

S

Not Present

U

Not Certified

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Not Done for unspecified reason